What are the biggest challenges facing the digital finance (mobile money and agent banking) industry? We asked digital finance experts to share their thoughts. Watch Michael Joseph (Managing Director, Mobile Money, Vodafone), David Ndome (Previously Head of Agent Banking at KCB), Susie Lonie (Mobile Payments Consultant, previously on the initial M-PESA Kenya team), Tillman Bruett (Mobile Money for the Poor Manager, UNCDF) and Shaibu Haruna (Head of MTN Business, Ghana) share their two cents.